{"id":583,"date":"2022-12-29T23:42:01","date_gmt":"2022-12-29T22:42:01","guid":{"rendered":"https:\/\/vakifbankhu.esme-it.at\/?page_id=583"},"modified":"2024-08-07T14:39:08","modified_gmt":"2024-08-07T12:39:08","slug":"agb","status":"publish","type":"page","link":"https:\/\/vakifbankhu.esme-it.at\/en\/agb\/","title":{"rendered":"AGB"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"583\" class=\"elementor elementor-583\" data-elementor-post-type=\"page\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-229f4cbf elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"229f4cbf\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-52095736\" data-id=\"52095736\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-1da2438a elementor-widget elementor-widget-heading\" data-id=\"1da2438a\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h1 class=\"elementor-heading-title elementor-size-default\">General Terms and Conditions<\/h1>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-6ee702f7 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"6ee702f7\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-7e931972\" data-id=\"7e931972\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-5a86cb10 elementor-toc--minimized-on-tablet elementor-widget elementor-widget-table-of-contents\" data-id=\"5a86cb10\" data-element_type=\"widget\" data-settings=\"{&quot;headings_by_tags&quot;:[&quot;h3&quot;],&quot;exclude_headings_by_selector&quot;:[],&quot;marker_view&quot;:&quot;numbers&quot;,&quot;no_headings_message&quot;:&quot;No headings were found on this page.&quot;,&quot;minimize_box&quot;:&quot;yes&quot;,&quot;minimized_on&quot;:&quot;tablet&quot;,&quot;hierarchical_view&quot;:&quot;yes&quot;,&quot;min_height&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;min_height_tablet&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;min_height_mobile&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]}}\" data-widget_type=\"table-of-contents.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-toc__header\">\n\t\t\t<h2 class=\"elementor-toc__header-title\">\n\t\t\t\t Here you will find the General Terms and Conditions of the Vak\u0131fBank International AG \t\t\t<\/h2>\n\t\t\t\t\t\t\t<div class=\"elementor-toc__toggle-button elementor-toc__toggle-button--expand\" role=\"button\" tabindex=\"0\" aria-controls=\"elementor-toc__5a86cb10\" aria-expanded=\"true\" aria-label=\"Open table of contents\"><i aria-hidden=\"true\" class=\"fas fa-chevron-down\"><\/i><\/div>\n\t\t\t\t<div class=\"elementor-toc__toggle-button elementor-toc__toggle-button--collapse\" role=\"button\" tabindex=\"0\" aria-controls=\"elementor-toc__5a86cb10\" aria-expanded=\"true\" aria-label=\"Close table of contents\"><i aria-hidden=\"true\" class=\"fas fa-chevron-up\"><\/i><\/div>\n\t\t\t\t\t<\/div>\n\t\t<div id=\"elementor-toc__5a86cb10\" class=\"elementor-toc__body\">\n\t\t\t<div class=\"elementor-toc__spinner-container\">\n\t\t\t\t<i class=\"elementor-toc__spinner eicon-animation-spin eicon-loading\" aria-hidden=\"true\"><\/i>\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1a3c58ed elementor-widget elementor-widget-text-editor\" data-id=\"1a3c58ed\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<h3><strong>General terms and conditions<\/strong><\/h3><p><a href=\"https:\/\/vakifbankhu.esme-it.at\/wp-content\/uploads\/2024\/08\/20240529_VakifBank-AGB_Fassung-2024.pdf\">General Terms and Conditions (Version 2024)<\/a><\/p><p><a href=\"https:\/\/www.vakifbank.at\/wp-content\/uploads\/2023\/03\/Merkblatt_EK.pdf\" target=\"_blank\" rel=\"noreferrer noopener\">Leaflet European Commission<\/a><\/p><h3><strong>General terms and conditions (comparison)<\/strong><\/h3><p><a href=\"https:\/\/vakifbankhu.esme-it.at\/wp-content\/uploads\/2024\/08\/20240529_Gegenueberstellung-VakifBank-AGB.pdf\">Comparison of the General Terms and Conditions (version 2024)<\/a><\/p><h3><strong>Customer information on payment services for consumers<\/strong><\/h3><p><a href=\"https:\/\/www.vakifbank.at\/wp-content\/uploads\/user_upload\/docs\/ZADIG_Fassung_2015-2.pdf\" target=\"_blank\" rel=\"noreferrer noopener\">General information on payment services (2015 version)<\/a><\/p><h3><strong>Reference Cards &#8211; Annex to the General Terms and Conditions<\/strong><\/h3><p><a href=\"https:\/\/www.vakifbank.at\/wp-content\/uploads\/user_upload\/docs\/Besondere_Bedingungen_Bezugskarten_Fassung_2015.pdf\" target=\"_blank\" rel=\"noreferrer noopener\">Special conditions for reference cards (2015 version)<\/a><\/p><h3><strong>Electronic Banking &#8211; Annex to the General Terms and Conditions<\/strong><\/h3><p><a href=\"https:\/\/www.vakifbank.at\/wp-content\/uploads\/user_upload\/docs\/ELBA%20Bedingungen_Fassung_2015.pdf\" target=\"_blank\" rel=\"noreferrer noopener\">Conditions for Electronic Banking Services (2015 version)\u00a0<\/a><\/p><h3><strong>Savings &#8211; Annex to the General Terms and Conditions<\/strong><\/h3><p><a href=\"https:\/\/vakifbankhu.esme-it.at\/wp-content\/uploads\/2024\/08\/Bedingungen-fuer-das-Spareinlagengeschaeft_Fassung2024.pdf\">Conditions for the Savings Deposit Business (Version 2024)<\/a><\/p><p><a href=\"https:\/\/www.vakifbank.at\/wp-content\/uploads\/user_upload\/ACTUAL\/Gegenueberstellung_VakifBank_Bedingungen_fuer_das_Spareinlagengeschaeft_Fassung_2015_vs_Fassung_2022.pdf\" target=\"_blank\" rel=\"noreferrer noopener\">Comparison of conditions for the savings deposit business (version 2022)<\/a><br \/><a href=\"https:\/\/vakifbankhu.esme-it.at\/wp-content\/uploads\/2024\/08\/Fixzins_Vermoegenssparen_-_Bedingungen_Fassung-2024.pdf\">Special Conditions for VakifBank Savings (Version 2024)<\/a><\/p><h3><strong>Time Deposits &#8211; Annex to the General Terms and Conditions<\/strong><\/h3><p><a href=\"https:\/\/vakifbankhu.esme-it.at\/wp-content\/uploads\/2024\/08\/Fixzins_Vermoegenssparen_-_Bedingungen_Fassung-2024-1.pdf\">Special conditions for time deposits(Version 2024)<\/a><\/p><h3><strong>Customer information<\/strong><\/h3><p><a href=\"https:\/\/www.vakifbank.at\/wp-content\/uploads\/user_upload\/vakifbank\/Kundeninformation_GMSG_CRS.pdf\" target=\"_blank\" rel=\"noreferrer noopener\">Common Reporting Standard Act (GMSG)<\/a><\/p><p><a href=\"https:\/\/www.vakifbank.at\/wp-content\/uploads\/user_upload\/vakifbank\/Datenschutzinformation_nach_GMSG.pdf\" target=\"_blank\" rel=\"noreferrer noopener\">Data protection information according to GMSG<\/a><\/p><p><a href=\"https:\/\/www.vakifbank.at\/wp-content\/uploads\/user_upload\/docs\/Kundeninformation_fuer_Neukunden_KEStAbzug_wg_beschr_Steuerpflicht.pdf\" target=\"_blank\" rel=\"noreferrer noopener\">Customer information for new customers Withholding tax deduction due to limited tax liability<\/a><\/p><h3><strong>Fee information for consumer accounts<\/strong><\/h3><p><a href=\"https:\/\/www.vakifbank.at\/wp-content\/uploads\/user_upload\/docs\/Entgeltinformation_Pensionskonto.pdf\" target=\"_blank\" rel=\"noreferrer noopener\">Remuneration information for pension account<\/a><\/p><p><a href=\"https:\/\/www.vakifbank.at\/wp-content\/uploads\/user_upload\/docs\/Entgeltinformation_Privat-Gehaltskonto.pdf\" target=\"_blank\" rel=\"noreferrer noopener\">Fee information for private and salary accounts<\/a><\/p><p><a href=\"https:\/\/www.vakifbank.at\/wp-content\/uploads\/user_upload\/docs\/Glossar.pdf\" target=\"_blank\" rel=\"noreferrer noopener\">Glossary pursuant to the Consumer Payment Account Act (VZKG)<\/a><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>General Terms and Conditions Here you will find the General Terms and Conditions of the Vak\u0131fBank International AG General terms and conditions General Terms and Conditions (Version 2024) Leaflet European Commission General terms and conditions (comparison) Comparison of the General Terms and Conditions (version 2024) Customer information on payment services for consumers General information on [&hellip;]<\/p>\n","protected":false},"author":3,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_uag_custom_page_level_css":"","footnotes":""},"class_list":["post-583","page","type-page","status-publish","hentry"],"uagb_featured_image_src":{"full":false,"thumbnail":false,"medium":false,"medium_large":false,"large":false,"1536x1536":false,"2048x2048":false,"trp-custom-language-flag":false},"uagb_author_info":{"display_name":"caner","author_link":"https:\/\/vakifbankhu.esme-it.at\/en\/author\/caner\/"},"uagb_comment_info":0,"uagb_excerpt":"General Terms and Conditions Here you will find the General Terms and Conditions of the Vak\u0131fBank International AG General terms and conditions General Terms and Conditions (Version 2024) Leaflet European Commission General terms and conditions (comparison) Comparison of the General Terms and Conditions (version 2024) Customer information on payment services for consumers General information on&hellip;","_links":{"self":[{"href":"https:\/\/vakifbankhu.esme-it.at\/en\/wp-json\/wp\/v2\/pages\/583","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/vakifbankhu.esme-it.at\/en\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/vakifbankhu.esme-it.at\/en\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/vakifbankhu.esme-it.at\/en\/wp-json\/wp\/v2\/users\/3"}],"replies":[{"embeddable":true,"href":"https:\/\/vakifbankhu.esme-it.at\/en\/wp-json\/wp\/v2\/comments?post=583"}],"version-history":[{"count":58,"href":"https:\/\/vakifbankhu.esme-it.at\/en\/wp-json\/wp\/v2\/pages\/583\/revisions"}],"predecessor-version":[{"id":4203,"href":"https:\/\/vakifbankhu.esme-it.at\/en\/wp-json\/wp\/v2\/pages\/583\/revisions\/4203"}],"wp:attachment":[{"href":"https:\/\/vakifbankhu.esme-it.at\/en\/wp-json\/wp\/v2\/media?parent=583"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}